Night Van
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Van insurance customers failing to MOT
Van insurance customers have come under fire for forgetting to get their vehicles an MOT on time when the regular service is due.
It was found that many vehicle owners forget to get their vehicle serviced, however van drivers were seen to be the worst offenders.
Forgetting to get an MOT could have serious repercussions, resulting in a hefty fine and impacting on the cost if insurance premiums and road tax.
Kwik fit, the large automotive specialist, conducted research which revealed that more than six million motorists have driven at some point without an MOT.
Shockingly, one in five of those who had driven without an MOT had actually driven for more than one month without an MOT.
Kwik-Fit consumer services director David White commented: "Forgetting to MoT your [vehicle] may seem like a minor oversight but it's a widespread problem that can have serious consequences."
In order to keep premiums down, van insurance customers can have a challenging job and it is important to do as much as possible to lower premiums.
Always getting your van serviced on time is one way which van drivers can demonstrate that they are responsible van owners and hopefully go some way towards a lower premium.
Van drivers, as with other motorists, can influence their insurance premium greatly through a few simple steps to ensure that their vehicle is in the safest and most secure condition possible.
One way that drivers can improve the safety of their vehicle is to invest in a set of Top Quality tyres as this can reduce stopping distance and thus improve safety.
Another way to reduce premiums is by improving the security of the vehicle by investing in a top of the range lock and security system for the car or van.
Installing any extra safety or security add ons to the vehicle will mean that your vehicle is better protected from thieves and passengers are better protected in the event of an accident.
If you own a van which you use for business, it is advisable to empty the contents of the van at night, minimising the loss should a break in occur.
If possible, it is always a good idea to keep the van or car in a secure place at night, either off the road or in a garage.
Premiums can be further lowered if the driver undertakes further training in order to prove that they are a safe and competent driver.
There are a number of courses out there for drivers of all skills and abilities, ranging from simply attending a road and van safety day to taking a pass plus or advanced driving course.
Pass plus courses are aimed at new drivers and involve the candidate driving with their instructor on motorways and along routes which they would not have experienced as a learner.
Advanced driving courses involve investing some time in practising with an instructor and then taking a more complex version of a standard driving test which lasts considerably longer.
Insurance savvy van owners who look into the options out there for reducing their van insurance premiums will find that they can beat the market and secure the most competitive deal out there.
About the Author
Van driver advice on how to MoT your vehicle, Car owner advice on the best ways to save money
Van Canto - Last Night of the Kings (Official)
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